Compare Home Insurance

Home Insurance Quick Guide
Property Age (Year)
Saleable Area (sq ft)
Property Age (Year)
Saleable Area (sq ft)

Self-Occupied

Multi-storey building

Property Age (Year) : 35

Saleable Area (sq ft) : 300

Insurer

Plan Type : Basic

We found 14 Home Insurance product(s) matching your selected filters.
Assumptions
Zurich | 蘇黎世
HomeChoice - Standard
Self-Occupied
Multi-storey building
Property Age 35
Saleable Area 0-400 sq ft
Basic
9.6
/ 10
10Life Score
Home Content Score
10 / 10
Liability Score
10 / 10
Personal Accident Score
6.3 / 10
First Year Premium (HKD)
869
HKD 695
Dah Sing Insurance | 大新保險
HomeSure Plan C
Self-Occupied
Multi-storey building
Property Age 35
Saleable Area 0-400 sq ft
Basic
9.4
/ 10
10Life Score
Home Content Score
9 / 10
Liability Score
9.9 / 10
Personal Accident Score
9.2 / 10
First Year Premium (HKD)
1,080
HKD 756
QBE | 昆士蘭保險
Home Plus Protection Package (Premier)
Self-Occupied
Multi-storey building
Property Age 35
Saleable Area 0-400 sq ft
Basic
9.1
/ 10
10Life Score
Home Content Score
10 / 10
Liability Score
8 / 10
Personal Accident Score
8.8 / 10
First Year Premium (HKD)
HKD 754
Prudential | 保誠保險
PRUChoice Home - Premier
Self-Occupied
Multi-storey building
Property Age 35
Saleable Area 0-400 sq ft
Basic
9.0
/ 10
10Life Score
Home Content Score
8.4 / 10
Liability Score
9.9 / 10
Personal Accident Score
8.8 / 10
First Year Premium (HKD)
HKD 860
Chubb Insurance | 安達保險
My Home Guard Plan B
Self-Occupied
Multi-storey building
Property Age 35
Saleable Area 0-10000 sq ft
Basic
8.3
/ 10
10Life Score
Home Content Score
8.5 / 10
Liability Score
7.7 / 10
Personal Accident Score
10 / 10
First Year Premium (HKD)
HKD 1,058
MSIG | MSIG
iHome - Plan A
Self-Occupied
Multi-storey building
Property Age 35
Saleable Area 0-400 sq ft
Basic
8.2
/ 10
10Life Score
Home Content Score
7.6 / 10
Liability Score
10 / 10
Personal Accident Score
3.8 / 10
First Year Premium (HKD)
HKD 1,340
Blue Cross | 藍十字保險
Home Safe Protection B
Self-Occupied
Multi-storey building
Property Age 35
Saleable Area 0-9999 sq ft
Basic
8.1
/ 10
10Life Score
Home Content Score
9.2 / 10
Liability Score
7.1 / 10
Personal Accident Score
6.3 / 10
First Year Premium (HKD)
979
HKD 783
BOCG Insurance | 中銀集團保險
Premier Home Comprehensive Insurance Policy Plan 3
Self-Occupied
Multi-storey building
Property Age 35
Saleable Area 0-380 sq ft
Basic
7.9
/ 10
10Life Score
Home Content Score
7.6 / 10
Liability Score
7.7 / 10
Personal Accident Score
10 / 10
First Year Premium (HKD)
1,025
HKD 820
HSBC | 滙豐
ResidenceSurance Plan3
Self-Occupied
Multi-storey building
Property Age 35
Saleable Area 0-375 sq ft
Basic
7.7
/ 10
10Life Score
Home Content Score
8.3 / 10
Liability Score
8.8 / 10
Personal Accident Score
0 / 10
First Year Premium (HKD)
HKD 1,520
OneDegree | OneDegree
Home Insurance (plus)
Self-Occupied
Multi-storey building
Property Age 35
Saleable Area 0-400 sq ft
Basic
7.6
/ 10
10Life Score
Home Content Score
7.8 / 10
Liability Score
7.7 / 10
Personal Accident Score
5.6 / 10
First Year Premium (HKD)
1,130
HKD 791
AXA Hong Kong and Macau | AXA 安盛
SmartHome Plus (Plan B)
Self-Occupied
Multi-storey building
Property Age 35
Saleable Area 0-400 sq ft
Basic
7.2
/ 10
10Life Score
Home Content Score
7.6 / 10
Liability Score
7.7 / 10
Personal Accident Score
3.8 / 10
First Year Premium (HKD)
1,827
HKD 1,644
Allianz | 安聯
Home Insurance Plan - Gold
Self-Occupied
Multi-storey building
Property Age 35
Saleable Area 0-300 sq ft
Basic
6.9
/ 10
10Life Score
Home Content Score
7.9 / 10
Liability Score
7.4 / 10
Personal Accident Score
0 / 10
First Year Premium (HKD)
HKD 658
FWD | 富衛
HomeCare Insurance
Self-Occupied
Multi-storey building
Property Age 35
Saleable Area 0-400 sq ft
Basic
6.6
/ 10
10Life Score
Home Content Score
6.2 / 10
Liability Score
8.2 / 10
Personal Accident Score
2.5 / 10
First Year Premium (HKD)
HKD 630
Generali | 忠意保險
Home Package Insurance
Self-Occupied
Multi-storey building
Property Age 35
Saleable Area 0-400 sq ft
Basic
5.4
/ 10
10Life Score
Home Content Score
6.5 / 10
Liability Score
4 / 10
Personal Accident Score
5.6 / 10
First Year Premium (HKD)
688
HKD 585
Zurich | 蘇黎世
HomeChoice - Standard
Self-Occupied
Multi-storey building
Property Age 35
Saleable Area 0-400 sq ft
Basic
10Life Score
9.6
/ 10
Home Content Score
10 / 10
Liability Score
10 / 10
Personal Accident Score
6.3 / 10
First Year Premium (HKD)
HKD 695
869
Dah Sing Insurance | 大新保險
HomeSure Plan C
Self-Occupied
Multi-storey building
Property Age 35
Saleable Area 0-400 sq ft
Basic
10Life Score
9.4
/ 10
Home Content Score
9 / 10
Liability Score
9.9 / 10
Personal Accident Score
9.2 / 10
First Year Premium (HKD)
HKD 756
1,080
QBE | 昆士蘭保險
Home Plus Protection Package (Premier)
Self-Occupied
Multi-storey building
Property Age 35
Saleable Area 0-400 sq ft
Basic
10Life Score
9.1
/ 10
Home Content Score
10 / 10
Liability Score
8 / 10
Personal Accident Score
8.8 / 10
First Year Premium (HKD)
HKD 754
Prudential | 保誠保險
PRUChoice Home - Premier
Self-Occupied
Multi-storey building
Property Age 35
Saleable Area 0-400 sq ft
Basic
10Life Score
9.0
/ 10
Home Content Score
8.4 / 10
Liability Score
9.9 / 10
Personal Accident Score
8.8 / 10
First Year Premium (HKD)
HKD 860
Chubb Insurance | 安達保險
My Home Guard Plan B
Self-Occupied
Multi-storey building
Property Age 35
Saleable Area 0-10000 sq ft
Basic
10Life Score
8.3
/ 10
Home Content Score
8.5 / 10
Liability Score
7.7 / 10
Personal Accident Score
10 / 10
First Year Premium (HKD)
HKD 1,058
MSIG | MSIG
iHome - Plan A
Self-Occupied
Multi-storey building
Property Age 35
Saleable Area 0-400 sq ft
Basic
10Life Score
8.2
/ 10
Home Content Score
7.6 / 10
Liability Score
10 / 10
Personal Accident Score
3.8 / 10
First Year Premium (HKD)
HKD 1,340
Blue Cross | 藍十字保險
Home Safe Protection B
Self-Occupied
Multi-storey building
Property Age 35
Saleable Area 0-9999 sq ft
Basic
10Life Score
8.1
/ 10
Home Content Score
9.2 / 10
Liability Score
7.1 / 10
Personal Accident Score
6.3 / 10
First Year Premium (HKD)
HKD 783
979
BOCG Insurance | 中銀集團保險
Premier Home Comprehensive Insurance Policy Plan 3
Self-Occupied
Multi-storey building
Property Age 35
Saleable Area 0-380 sq ft
Basic
10Life Score
7.9
/ 10
Home Content Score
7.6 / 10
Liability Score
7.7 / 10
Personal Accident Score
10 / 10
First Year Premium (HKD)
HKD 820
1,025
HSBC | 滙豐
ResidenceSurance Plan3
Self-Occupied
Multi-storey building
Property Age 35
Saleable Area 0-375 sq ft
Basic
10Life Score
7.7
/ 10
Home Content Score
8.3 / 10
Liability Score
8.8 / 10
Personal Accident Score
0 / 10
First Year Premium (HKD)
HKD 1,520
OneDegree | OneDegree
Home Insurance (plus)
Self-Occupied
Multi-storey building
Property Age 35
Saleable Area 0-400 sq ft
Basic
10Life Score
7.6
/ 10
Home Content Score
7.8 / 10
Liability Score
7.7 / 10
Personal Accident Score
5.6 / 10
First Year Premium (HKD)
HKD 791
1,130
AXA Hong Kong and Macau | AXA 安盛
SmartHome Plus (Plan B)
Self-Occupied
Multi-storey building
Property Age 35
Saleable Area 0-400 sq ft
Basic
10Life Score
7.2
/ 10
Home Content Score
7.6 / 10
Liability Score
7.7 / 10
Personal Accident Score
3.8 / 10
First Year Premium (HKD)
HKD 1,644
1,827
Allianz | 安聯
Home Insurance Plan - Gold
Self-Occupied
Multi-storey building
Property Age 35
Saleable Area 0-300 sq ft
Basic
10Life Score
6.9
/ 10
Home Content Score
7.9 / 10
Liability Score
7.4 / 10
Personal Accident Score
0 / 10
First Year Premium (HKD)
HKD 658
FWD | 富衛
HomeCare Insurance
Self-Occupied
Multi-storey building
Property Age 35
Saleable Area 0-400 sq ft
Basic
10Life Score
6.6
/ 10
Home Content Score
6.2 / 10
Liability Score
8.2 / 10
Personal Accident Score
2.5 / 10
First Year Premium (HKD)
HKD 630
Generali | 忠意保險
Home Package Insurance
Self-Occupied
Multi-storey building
Property Age 35
Saleable Area 0-400 sq ft
Basic
10Life Score
5.4
/ 10
Home Content Score
6.5 / 10
Liability Score
4 / 10
Personal Accident Score
5.6 / 10
First Year Premium (HKD)
HKD 585
688
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Home Insurance Quick Guide

What is Home Insurance?
Loss of Home Property Due To Water Leaks, Wind Damage or heft
Rent Arrears
Legal Liability (including Third-Party Liability)

Home insurance provides coverage for your home contents, whether you are a home owner, landlord or tenant. It can also cover legal liability from negligence and personal accidents, easing your financial burden.

Home Insurance Glossary

Home Property Coverage

Compensation for damage to the policyholder and family members' home property due to accidents or theft.

Legal Liability Coverage

Common examples include "worldwide personal liabilities coverage", which covers the policyholder or family member from negligence that causes bodily injury or property damage to others. Some products further cover liability caused by domestic helpers, pets, and other factors.

Personal Accident Coverage

Compensation for bodily disability or death caused by designated accidents within the insured property.
Who needs Home Insurance?
業主(自住)
Home Owner (Self-Occupied)
Home insurance provides home property and legal liability coverage, safeguarding your home sweet home.
業主(出租)
Landlord
Home insurance covers property damage at your unit by the tenant, and some products can also cover rent defaults.
租客
Tenant
Home insurance covers home property purchased by both the landlord and the tenant. It also covers legal liability caused by the tenant.
Frequently Ask Questions
What is covered under home property?

Usually, it includes valuables, furniture, household appliances, computers, and personal items.

What should you be aware of when making a claim for home insurance?

Consumers should be aware of the claim deadline and procedures. Do not dispose any damaged items before inspection or approval from the insurance company, or it may affect the claim.

What is third-party liability coverage?

It covers the policyholder or family members who cause bodily injury or property damage to third parties due to personal negligence, such as burst water mains that damage building's elevator.

Does home insurance cover water leakage to the unit below?

If your unit's water leakage causes damage to the unit below, or even a lawsuit, the "personal legal liability coverage" of home insurance provides relevant compensation.

What coverage does home insurance provide during a typhoon?

 

Home insurance covers home property damage, such as damage to electrical appliances and personal property. Additionally, if a typhoon blows a window onto the street and causes injury to someone, the “third-party legal liability coverage” can be used to cover legal expenses.

Which is the best insurance company for Home Insurance?

When evaluating home insurance products, 10Life measures the extent of property coverage, legal liability coverage, and personal accident coverage based on the 3 scenarios (home owner, landlord, tenant), and rates the products accordingly.

Cross_Selling_Banner_Best_Insurer
Cross_Selling_Banner_Best_Insurer
Which is the best insurance company for Home Insurance?

When evaluating home insurance products, 10Life measures the extent of property coverage, legal liability coverage, and personal accident coverage based on the 3 scenarios (home owner, landlord, tenant), and rates the products accordingly.

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