Compare Whole Life Protection

Protection Quick Guide

Male

Age : 35

Payment Term : 25 Years

Total Premium : 100,000

Insurer

USD

We found 10 Whole Life Protection Insurance product(s) matching your selected filters.
Assumptions
Sun Life | Sun Life 永明
SunProtect
25-year Payment
USD
9.4
/ 10
10Life Score
Age 35-54 Average Death Benefit
USD
809,900
Age 55-84 Average Death Benefit
USD
319,236
Annual Premium
USD
4,000
Sun Life | Sun Life 永明
Vital
25-year Payment
USD
9.1
/ 10
10Life Score
Age 35-54 Average Death Benefit
USD
392,428
Age 55-84 Average Death Benefit
USD
300,861
Annual Premium
USD
4,000
CTF Life | 周大福人壽
“On Your Mind” Insurance Plan (Smart Version)
25-year Payment
USD
9.0
/ 10
10Life Score
Age 35-54 Average Death Benefit
USD
483,291
Age 55-84 Average Death Benefit
USD
285,061
Annual Premium
USD
4,000
Manulife | 宏利
ManuPremier Protector
25-year Payment
USD
8.4
/ 10
10Life Score
Age 35-54 Average Death Benefit
USD
231,508
Age 55-84 Average Death Benefit
USD
231,508
Annual Premium
USD
4,000
Prudential | 保誠保險
PRUlife Protector 2
25-year Payment
USD
8.3
/ 10
10Life Score
Age 35-54 Average Death Benefit
USD
375,588
Age 55-84 Average Death Benefit
USD
222,223
Annual Premium
USD
4,000
AIA | 友邦香港
Serene Life (Annual Dividends)
25-year Payment
USD
8.0
/ 10
10Life Score
Age 35-54 Average Death Benefit
USD
229,227
Age 55-84 Average Death Benefit
USD
229,227
Annual Premium
USD
4,000
AIA | 友邦香港
Serene Life
25-year Payment
USD
8.0
/ 10
10Life Score
Age 35-54 Average Death Benefit
USD
229,227
Age 55-84 Average Death Benefit
USD
229,227
Annual Premium
USD
4,000
CTF Life | 周大福人壽
“On Your Mind” Insurance Plan (Supreme Version)
25-year Payment
USD
7.0
/ 10
10Life Score
Age 35-54 Average Death Benefit
USD
343,693
Age 55-84 Average Death Benefit
USD
244,160
Annual Premium
USD
4,000
Manulife | 宏利
ManuElite Protector
25-year Payment
USD
7.0
/ 10
10Life Score
Age 35-54 Average Death Benefit
USD
179,135
Age 55-84 Average Death Benefit
USD
179,135
Annual Premium
USD
4,000
Well Link Life | 立橋人壽
Well Save Future Coupon Plan
25-year Payment
USD
5.2
/ 10
10Life Score
Age 35-54 Average Death Benefit
USD
45,840
Age 55-84 Average Death Benefit
USD
146,659
Annual Premium
USD
4,000
Sun Life | Sun Life 永明
SunProtect
25-year Payment
USD
10Life Score
9.4
/ 10
Age 35-54 Average Death Benefit
USD 809,900
Age 55-84 Average Death Benefit
USD 319,236
Annual Premium
USD 4,000
Sun Life | Sun Life 永明
Vital
25-year Payment
USD
10Life Score
9.1
/ 10
Age 35-54 Average Death Benefit
USD 392,428
Age 55-84 Average Death Benefit
USD 300,861
Annual Premium
USD 4,000
CTF Life | 周大福人壽
“On Your Mind” Insurance Plan (Smart Version)
25-year Payment
USD
10Life Score
9.0
/ 10
Age 35-54 Average Death Benefit
USD 483,291
Age 55-84 Average Death Benefit
USD 285,061
Annual Premium
USD 4,000
Manulife | 宏利
ManuPremier Protector
25-year Payment
USD
10Life Score
8.4
/ 10
Age 35-54 Average Death Benefit
USD 231,508
Age 55-84 Average Death Benefit
USD 231,508
Annual Premium
USD 4,000
Prudential | 保誠保險
PRUlife Protector 2
25-year Payment
USD
10Life Score
8.3
/ 10
Age 35-54 Average Death Benefit
USD 375,588
Age 55-84 Average Death Benefit
USD 222,223
Annual Premium
USD 4,000
AIA | 友邦香港
Serene Life (Annual Dividends)
25-year Payment
USD
10Life Score
8.0
/ 10
Age 35-54 Average Death Benefit
USD 229,227
Age 55-84 Average Death Benefit
USD 229,227
Annual Premium
USD 4,000
AIA | 友邦香港
Serene Life
25-year Payment
USD
10Life Score
8.0
/ 10
Age 35-54 Average Death Benefit
USD 229,227
Age 55-84 Average Death Benefit
USD 229,227
Annual Premium
USD 4,000
CTF Life | 周大福人壽
“On Your Mind” Insurance Plan (Supreme Version)
25-year Payment
USD
10Life Score
7.0
/ 10
Age 35-54 Average Death Benefit
USD 343,693
Age 55-84 Average Death Benefit
USD 244,160
Annual Premium
USD 4,000
Manulife | 宏利
ManuElite Protector
25-year Payment
USD
10Life Score
7.0
/ 10
Age 35-54 Average Death Benefit
USD 179,135
Age 55-84 Average Death Benefit
USD 179,135
Annual Premium
USD 4,000
Well Link Life | 立橋人壽
Well Save Future Coupon Plan
25-year Payment
USD
10Life Score
5.2
/ 10
Age 35-54 Average Death Benefit
USD 45,840
Age 55-84 Average Death Benefit
USD 146,659
Annual Premium
USD 4,000
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Life Protection Insurance Quick Guide

What is Life Protection Insurance?
Provide death benefit
Protect famiy well-being

Life Protection can be categorised into Term Life and Whole Life. If the insured dies within the coverage period, the insurer would pay the sum insured to the designated beneficiary.

Term VS Whole Life Insurance
tutorial-life-icon-premium.png
Premium rate
tutorial-life-icon-sum-assured.png
Coverage amount
tutorial-life-icon-protection-period.png
Protection period
tutorial-ci-icon-saving-components.png
Savings element
tutorial-life-icon-term-life.png
Term Life
Lower
Higher
(based on same preimum amount)
Fixed term or up to certain age
No
tutorial-life-icon-whole-life.png
Whole Life
Higher
Lower
(based on same premium amount)
Lifetime
Yes, there is surrender value
Life Protection Glossary

Protection Gap

Refers to the shortage of cash to support the family should the breadwinner passes away.
tutorial_life-dictionary-protection-gap.png

Death Benefit

The amount of proceeds the beneficiary will receive should the insured pass away.
tutorial_life-dictionary-death-benefit.png

Breakeven Period

When the surrender value of a life policy is equal or above the total premiums paid.
tutorial_life-dictionary-breakeven-period.png
Who should buy Life Protection?
home-lifestage-family.png
Breadwinners
To ensure parents, spouse and children have sufficient cash to sustain living should the breadwinner pass away.
persona-mortgagor.png
Mortgage borrowers
Life protection can help pay off your outstanding mortgage in case you pass away, safeguarding the living shelter for your family.
Frequently Ask Questions
What is the difference between Whole Life Protection and Savings Insurance?

While they both have a savings element, Whole Life Protection focuses on the guaranteed death benefit, and Savings Insurance focuses on wealth accumulation.

How should you choose life protection?

10Life compares term life protection on the coverage age and renewable period, premium rates and terms. For whole life insurance, we evaluate the products based on the death benefit coverage throughout the lifetime. 

How should you choose life protection?

10Life compares term life protection on the coverage age and renewable period, premium rates and terms. For whole life insurance, we evaluate the products based on the death benefit coverage throughout the lifetime. 

Cross_Selling_Banner_Best_Insurer
Cross_Selling_Banner_Best_Insurer
How should you choose life protection?

10Life compares term life protection on the coverage age and renewable period, premium rates and terms. For whole life insurance, we evaluate the products based on the death benefit coverage throughout the lifetime. 

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