Usually, it includes valuables, furniture, household appliances, computers, and personal items.

Consumers should be aware of the claim deadline and procedures. Do not dispose any damaged items before inspection or approval from the insurance company, or it may affect the claim.

It covers the policyholder or family members who cause bodily injury or property damage to third parties due to personal negligence, such as burst water mains that damage building's elevator.

If your unit's water leakage causes damage to the unit below, or even a lawsuit, the "personal legal liability coverage" of home insurance provides relevant compensation.

Home insurance covers home property damage, such as damage to electrical appliances and personal property. Additionally, if a typhoon blows a window onto the street and causes injury to someone, the “third-party legal liability coverage” can be used to cover legal expenses.