Single-trip travel insurance covers only one round trip, while annual travel insurance covers multiple trips within a 12-month period. Travellers should consider their estimated travel frequency in the coming year when choosing a suitable plan.

Some travel insurance products offer a "family plan" option, which allows children travelling with their parents to be insured for free or at a reduced cost. When comparing travel insurance it's important to check for such options to ensure the most cost-effective coverage for the entire family.

Many seniors enjoy travelling, but note that some travel insurance may reduce the maximum coverage for certain items (e.g. medical, personal accident) for those over a certain age (e.g. 70). It's important to review the policy to understand any age-related limitations or exclusions that may apply.

Emergency Assistance includes services such as emergency evacuation, repatriation, compassionate visits, and the return of unattended children. These services are usually arranged by a service provider designated by the insurance company.

When renting a car abroad, the rental company typically includes insurance with an excess. Travel insurance can cover the excess that you would have been liable for in the event of an accident, damage, or theft of the rental vehicle during the rental period.